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DRAFT CONTENT — this page is a starting template, not legal advice. Have it reviewed by a qualified professional before publishing, and replace every [PLACEHOLDER].

Refund & Cancellation Policy

Last updated: [PLACEHOLDER: publish date]

1. Subscriptions (monthly / yearly)

You can cancel a recurring subscription at any time from your dashboard. Cancelling stops future renewal charges — you keep full access through the end of the billing period you've already paid for, and no further charge will be made.

[PLACEHOLDER: state whether you offer a money-back window, e.g. "Within 7 days of your first charge on a plan, contact support for a full refund if you haven't used the plan's tools." If you don't offer refunds beyond stopping future renewals, say so explicitly instead of leaving this ambiguous.]

2. One-time purchases (e.g. lifetime plans)

[PLACEHOLDER: state your refund window and conditions for one-time purchases, e.g. "Refundable within 48 hours of purchase if TradingView/tool access has not yet been activated." Digital-goods refund norms vary — confirm this against applicable consumer-protection law before publishing.]

3. How refunds are issued

Approved refunds are issued to the original payment method via Razorpay and typically appear within [PLACEHOLDER: e.g. 5–7 business days], depending on your bank or card issuer.

4. Failed or disputed payments

If a payment fails or is disputed (chargeback), we may suspend the associated access until the matter is resolved. Contact [email protected] if you believe a charge was made in error.

5. Plan changes

[PLACEHOLDER: describe your upgrade/downgrade and proration policy, if any.]

6. How to request a refund or cancellation

Cancel a subscription any time from Dashboard → Overview. For a refund request, email [email protected] with your account email and order details.

Refund & Cancellation Policy | Stocktrading360